For many, planning for a comfortable, financially secure retirement is one of the most important aspects of financial planning. And we are experts in pre- and post- retirement planning. U.S. Department of Commerce statistics reveal that few people prepare adequately for retirement, particularly from the financial point of view. Its data indicate that only 5 percent of the population are financially independent at age 65. If you are like most of our clients, Social Security and even pension benefits simply won’t be enough to live on comfortably when you retire. You are used to a certain standard of living – even without the expense of children. So where will the additional money you’ll need for retirement come from?

Wealth accumulation for an enjoyable retirement will come from the smart savings strategies that you start today. At Cruice Financial Organization [C.F.O.], we believe that you should start a retirement program early in your life - at least ten to fifteen years before you plan to retire. We show our clients the best planning strategies for accumulating retirement wealth, as well as critical strategies for not losing that nest egg during their retirement years. At retirement, we help our clients with strategies for maintaining their pre-retirement lifestyle. The C.F.O. retirement planning process includes:

  • Prioritize investment and financial goals
  • Maximize long-term personal cash flow by reducing taxes and beating inflation
  • Manage retirement investment portfolios
  • Deal with long-term health care issues and estate planning
  • Avoid costly mistakes with IRA Rollovers and distributions from retirement plans