Welcome to CFO Capital Management

There's no shortage of get-rich-quick deals and wealth accumulation strategies that over-promise, but will those “poof, you're rich” schemes help you sleep better? For over 20 years, CFO Capital Management and affiliates have been dedicated to providing its clients with investment peace of mind and confidence in their financial future. We believe in prudent, long-term investment management through disciplined financial planning. Our approach stresses the importance of developing and implementing a sound, real-world plan that protects your current wealth while building higher levels of future prosperity. As your personal CFO, we will guide you forward through our hard work, diligence, and agility to meet your evolving personal needs in a dynamic world.


Let's get started

To get a true idea of our dedication, experience and vision, call us today for a consultation. We're confident that you'll start sleeping better after our very first meeting.

 —Timothy G. Tymniak, CIS, CFS and Jay S. Cruice, Jr., M.B.A., CFP™, CLU, ChFC, CFS

In The News

CFO 2024 Economic & Financial Market Outlook: January 2024 Update

The U.S. stock market rallied to close out the year with very strong performance during the fourth quarter. The S&P 500 Index returned 24.23% for the year and 11.24% in the fourth quarter alone. Led by stronger than anticipated economic growth, a strong labor market, and declining inflation, although still sticky. The U.S. economy was able to avoid a much-anticipated recession in 2023 and make significant progress towards the potential for an economic soft landing despite falling short of central bank economic targets. As we exit 2023 many economic indicators are pointing...Continue reading


CFO Financial Planning is a disciplined process that can help you accomplish your life goals including taking control of your financial life, making sound financial decisions and ultimately achieving financial independence and a satisfying retirement.


CFO Financial Planning is rooted in and secured by sound, cost effective risk management strategies that help you sleep well at night by protecting your family's financial future against the unforeseen expenses that arise from potential liability, disability, life and other health risks.


CFO Financial Planning – above all else – is directed toward the achievement of our clients' long-term prosperity, which is more than about just wealth accumulation. Prosperity includes the personal enrichment that comes from pursuing good health, maintaining strong family values, and having a solid sense of personal accomplishment and goal achievement.